P

Preslav Nakov

Famous Author
Total Citations
7,455
h-index
47
Papers
7

Publications

#1 2602.10886v1 Feb 11, 2026

The CLEF-2026 FinMMEval Lab: Multilingual and Multimodal Evaluation of Financial AI Systems

We present the setup and the tasks of the FinMMEval Lab at CLEF 2026, which introduces the first multilingual and multimodal evaluation framework for financial Large Language Models (LLMs). While recent advances in financial natural language processing have enabled automated analysis of market reports, regulatory documents, and investor communications, existing benchmarks remain largely monolingual, text-only, and limited to narrow subtasks. FinMMEval 2026 addresses this gap by offering three interconnected tasks that span financial understanding, reasoning, and decision-making: Financial Exam Question Answering, Multilingual Financial Question Answering (PolyFiQA), and Financial Decision Making. Together, these tasks provide a comprehensive evaluation suite that measures models' ability to reason, generalize, and act across diverse languages and modalities. The lab aims to promote the development of robust, transparent, and globally inclusive financial AI systems, with datasets and evaluation resources publicly released to support reproducible research.

Preslav Nakov Rania Elbadry D. Dimitrov Xueqing Peng Lingfei Qian +10
0 Citations
#2 2601.17642v1 Jan 25, 2026

Health-ORSC-Bench: A Benchmark for Measuring Over-Refusal and Safety Completion in Health Context

Safety alignment in Large Language Models is critical for healthcare; however, reliance on binary refusal boundaries often results in \emph{over-refusal} of benign queries or \emph{unsafe compliance} with harmful ones. While existing benchmarks measure these extremes, they fail to evaluate Safe Completion: the model's ability to maximise helpfulness on dual-use or borderline queries by providing safe, high-level guidance without crossing into actionable harm. We introduce \textbf{Health-ORSC-Bench}, the first large-scale benchmark designed to systematically measure \textbf{Over-Refusal} and \textbf{Safe Completion} quality in healthcare. Comprising 31,920 benign boundary prompts across seven health categories (e.g., self-harm, medical misinformation), our framework uses an automated pipeline with human validation to test models at varying levels of intent ambiguity. We evaluate 30 state-of-the-art LLMs, including GPT-5 and Claude-4, revealing a significant tension: safety-optimised models frequently refuse up to 80\% of "Hard" benign prompts, while domain-specific models often sacrifice safety for utility. Our findings demonstrate that model family and size significantly influence calibration: larger frontier models (e.g., GPT-5, Llama-4) exhibit "safety-pessimism" and higher over-refusal than smaller or MoE-based counterparts (e.g., Qwen-3-Next), highlighting that current LLMs struggle to balance refusal and compliance. Health-ORSC-Bench provides a rigorous standard for calibrating the next generation of medical AI assistants toward nuanced, safe, and helpful completions. The code and data will be released upon acceptance. \textcolor{red}{Warning: Some contents may include toxic or undesired contents.}

Liting Huang Preslav Nakov Heng Ji Usman Naseem Zhihao Zhang +1
0 Citations
#3 2601.12758v1 Jan 19, 2026

VISPA: Pluralistic Alignment via Automatic Value Selection and Activation

As large language models are increasingly used in high-stakes domains, it is essential that their outputs reflect not average} human preference, rather range of varying perspectives. Achieving such pluralism, however, remains challenging. Existing approaches consider limited values or rely on prompt-level interventions, lacking value control and representation. To address this, we introduce VISPA, a training-free pluralistic alignment framework, that enables direct control over value expression by dynamic selection and internal model activation steering. Across extensive empirical studies spanning multiple models and evaluation settings, we show VISPA is performant across all pluralistic alignment modes in healthcare and beyond. Further analysis reveals VISPA is adaptable with different steering initiations, model, and/or values. These results suggest that pluralistic alignment can be achieved through internal activation mechanisms, offering a scalable path toward language models that serves all.

Preslav Nakov Heng Ji Usman Naseem Anudeex Shetty Shen Zheng +1
0 Citations
#4 2601.12539v1 Jan 18, 2026

MemeLens: Multilingual Multitask VLMs for Memes

Memes are a dominant medium for online communication and manipulation because meaning emerges from interactions between embedded text, imagery, and cultural context. Existing meme research is distributed across tasks (hate, misogyny, propaganda, sentiment, humour) and languages, which limits cross-domain generalization. To address this gap we propose MemeLens, a unified multilingual and multitask explanation-enhanced Vision Language Model (VLM) for meme understanding. We consolidate 38 public meme datasets, filter and map dataset-specific labels into a shared taxonomy of $20$ tasks spanning harm, targets, figurative/pragmatic intent, and affect. We present a comprehensive empirical analysis across modeling paradigms, task categories, and datasets. Our findings suggest that robust meme understanding requires multimodal training, exhibits substantial variation across semantic categories, and remains sensitive to over-specialization when models are fine-tuned on individual datasets rather than trained in a unified setting. We will make the experimental resources and datasets publicly available for the community.

Preslav Nakov Ali Ezzat Shahroor Mohamed Bayan Kmainasi A. Hasnat D. Dimitrov +2
0 Citations
#5 2601.12539v2 Jan 18, 2026

MemeLens: Multilingual Multitask VLMs for Memes

Memes are a dominant medium for online communication and manipulation because meaning emerges from interactions between embedded text, imagery, and cultural context. Existing meme research is distributed across tasks (hate, misogyny, propaganda, sentiment, humour) and languages, which limits cross-domain generalization. To address this gap we propose MemeLens, a unified multilingual and multitask explanation-enhanced Vision Language Model (VLM) for meme understanding. We consolidate 38 public meme datasets, filter and map dataset-specific labels into a shared taxonomy of $20$ tasks spanning harm, targets, figurative/pragmatic intent, and affect. We present a comprehensive empirical analysis across modeling paradigms, task categories, and datasets. Our findings suggest that robust meme understanding requires multimodal training, exhibits substantial variation across semantic categories, and remains sensitive to over-specialization when models are fine-tuned on individual datasets rather than trained in a unified setting. We will make the experimental resources and datasets publicly available for the community.

Preslav Nakov Ali Ezzat Shahroor Mohamed Bayan Kmainasi A. Hasnat D. Dimitrov +2
0 Citations
#6 2601.08441v1 Jan 13, 2026

YaPO: Learnable Sparse Activation Steering Vectors for Domain Adaptation

Steering Large Language Models (LLMs) through activation interventions has emerged as a lightweight alternative to fine-tuning for alignment and personalization. Recent work on Bi-directional Preference Optimization (BiPO) shows that dense steering vectors can be learned directly from preference data in a Direct Preference Optimization (DPO) fashion, enabling control over truthfulness, hallucinations, and safety behaviors. However, dense steering vectors often entangle multiple latent factors due to neuron multi-semanticity, limiting their effectiveness and stability in fine-grained settings such as cultural alignment, where closely related values and behaviors (e.g., among Middle Eastern cultures) must be distinguished. In this paper, we propose Yet another Policy Optimization (YaPO), a \textit{reference-free} method that learns \textit{sparse steering vectors} in the latent space of a Sparse Autoencoder (SAE). By optimizing sparse codes, YaPO produces disentangled, interpretable, and efficient steering directions. Empirically, we show that YaPO converges faster, achieves stronger performance, and exhibits improved training stability compared to dense steering baselines. Beyond cultural alignment, YaPO generalizes to a range of alignment-related behaviors, including hallucination, wealth-seeking, jailbreak, and power-seeking. Importantly, YaPO preserves general knowledge, with no measurable degradation on MMLU. Overall, our results show that YaPO provides a general recipe for efficient, stable, and fine-grained alignment of LLMs, with broad applications to controllability and domain adaptation. The associated code and data are publicly available\footnote{https://github.com/MBZUAI-Paris/YaPO}.

Preslav Nakov Abdelaziz Bounhar Rania Elbadry Hadi Abdine M. Vazirgiannis +1
0 Citations
#7 2601.06992v1 Jan 11, 2026

FinCARDS: Card-Based Analyst Reranking for Financial Document Question Answering

Financial question answering (QA) over long corporate filings requires evidence to satisfy strict constraints on entities, financial metrics, fiscal periods, and numeric values. However, existing LLM-based rerankers primarily optimize semantic relevance, leading to unstable rankings and opaque decisions on long documents. We propose FinCards, a structured reranking framework that reframes financial evidence selection as constraint satisfaction under a finance-aware schema. FinCards represents filing chunks and questions using aligned schema fields (entities, metrics, periods, and numeric spans), enabling deterministic field-level matching. Evidence is selected via a multi-stage tournament reranking with stability-aware aggregation, producing auditable decision traces. Across two corporate filing QA benchmarks, FinCards substantially improves early-rank retrieval over both lexical and LLM-based reranking baselines, while reducing ranking variance, without requiring model fine-tuning or unpredictable inference budgets. Our code is available at https://github.com/XanderZhou2022/FINCARDS.

Preslav Nakov Zhuohan Xie Yixi Zhou Fan Zhang Yu Chen +1
1 Citations