Qing Yang
Publications
Stability as a Liability:Systematic Breakdown of Linguistic Structure in LLMs
Training stability is typically regarded as a prerequisite for reliable optimization in large language models. In this work, we analyze how stabilizing training dynamics affects the induced generation distribution. We show that under standard maximum likelihood training, stable parameter trajectories lead stationary solutions to approximately minimize the forward KL divergence to the empirical distribution, while implicitly reducing generative entropy. As a consequence, the learned model can concentrate probability mass on a limited subset of empirical modes, exhibiting systematic degeneration despite smooth loss convergence. We empirically validate this effect using a controlled feedback-based training framework that stabilizes internal generation statistics, observing consistent low-entropy outputs and repetitive behavior across architectures and random seeds. It indicates that optimization stability and generative expressivity are not inherently aligned, and that stability alone is an insufficient indicator of generative quality.
Stability as a Liability:Systematic Breakdown of Linguistic Structure in LLMs
Training stability is typically regarded as a prerequisite for reliable optimization in large language models. In this work, we analyze how stabilizing training dynamics affects the induced generation distribution. We show that under standard maximum likelihood training, stable parameter trajectories lead stationary solutions to approximately minimize the forward KL divergence to the empirical distribution, while implicitly reducing generative entropy. As a consequence, the learned model can concentrate probability mass on a limited subset of empirical modes, exhibiting systematic degeneration despite smooth loss convergence. We empirically validate this effect using a controlled feedback-based training framework that stabilizes internal generation statistics, observing consistent low-entropy outputs and repetitive behavior across architectures and random seeds. It indicates that optimization stability and generative expressivity are not inherently aligned, and that stability alone is an insufficient indicator of generative quality.
NSR-Boost: A Neuro-Symbolic Residual Boosting Framework for Industrial Legacy Models
Although the Gradient Boosted Decision Trees (GBDTs) dominate industrial tabular applications, upgrading legacy models in high-concurrency production environments still faces prohibitive retraining costs and systemic risks. To address this problem, we present NSR-Boost, a neuro-symbolic residual boosting framework designed specifically for industrial scenarios. Its core advantage lies in being "non-intrusive". It treats the legacy model as a frozen model and performs targeted repairs on "hard regions" where predictions fail. The framework comprises three key stages: first, finding hard regions through residuals, then generating interpretable experts by generating symbolic code structures using Large Language Model (LLM) and fine-tuning parameters using Bayesian optimization, and finally dynamically integrating experts with legacy model output through a lightweight aggregator. We report on the successful deployment of NSR-Boost within the core financial risk control system at Qfin Holdings. This framework not only significantly outperforms state-of-the-art (SOTA) baselines across six public datasets and one private dataset, more importantly, shows excellent performance gains on real-world online data. In conclusion, it effectively captures long-tail risks missed by traditional models and offers a safe, low-cost evolutionary paradigm for industry.
NSR-Boost: A Neuro-Symbolic Residual Boosting Framework for Industrial Legacy Models
Although the Gradient Boosted Decision Trees (GBDTs) dominate industrial tabular applications, upgrading legacy models in high-concurrency production environments still faces prohibitive retraining costs and systemic risks. To address this problem, we present NSR-Boost, a neuro-symbolic residual boosting framework designed specifically for industrial scenarios. Its core advantage lies in being "non-intrusive". It treats the legacy model as a frozen model and performs targeted repairs on "hard regions" where predictions fail. The framework comprises three key stages: First, finding hard regions through residuals, then generating interpretable experts by generating symbolic code structures using Large Language Model (LLM) and fine-tuning parameters using Bayesian optimization, and finally dynamically integrating experts with legacy model output through a lightweight aggregator. Experimental results demonstrate that the framework not only significantly outperforms state-of-the-art (SOTA) baselines across six public datasets and one private dataset. More importantly, we report the successful deployment of NSR-Boost within the core financial risk control system of Qfin Holdings, where empirical results on real-world online traffic exhibit superior performance improvements and a significant reduction in the bad rate. In conclusion, it effectively captures long-tail risks missed by traditional models and offers a safe, low-cost evolutionary paradigm for industry.
FCMBench: A Comprehensive Financial Credit Multimodal Benchmark for Real-world Applications
As multimodal AI becomes widely used for credit risk assessment and document review, a domain-specific benchmark is urgently needed that (1) reflects documents and workflows specific to financial credit applications, (2) includes credit-specific understanding and real-world robustness, and (3) preserves privacy compliance without sacrificing practical utility. Here, we introduce FCMBench-V1.0 -- a large-scale financial credit multimodal benchmark for real-world applications, covering 18 core certificate types, with 4,043 privacy-compliant images and 8,446 QA samples. The FCMBench evaluation framework consists of three dimensions: Perception, Reasoning, and Robustness, including 3 foundational perception tasks, 4 credit-specific reasoning tasks that require decision-oriented understanding of visual evidence, and 10 real-world acquisition artifact types for robustness stress testing. To reconcile compliance with realism, we construct all samples via a closed synthesis-capture pipeline: we manually synthesize document templates with virtual content and capture scenario-aware images in-house. This design also mitigates pre-training data leakage by avoiding web-sourced or publicly released images. FCMBench can effectively discriminate performance disparities and robustness across modern vision-language models. Extensive experiments were conducted on 23 state-of-the-art vision-language models (VLMs) from 14 top AI companies and research institutes. Among them, Gemini 3 Pro achieves the best F1(\%) score as a commercial model (64.61), Qwen3-VL-235B achieves the best score as an open-source baseline (57.27), and our financial credit-specific model, Qfin-VL-Instruct, achieves the top overall score (64.92). Robustness evaluations show that even top-performing models suffer noticeable performance drops under acquisition artifacts.